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Summary Annual Report
Summary of Benefits Pamphlet
Health & Welfare Forms

Vacation-Holiday Forms Pension Forms
Employer Forms
Miscellaneous Forms
Comparison Forms

Comparisons of Benefit Plans

The following Comparison of Benefits Plans charts are designed to help you choose a hospital-medical plan that suits your entire family’s health care needs.

Before selecting a plan, we urge you to review the comparisons, which are applicable to your situation. Also review any “Rate Sheets” which may have been mailed to you with your comparison chart.

Please be aware that these Comparison of Benefit Plans charts are provided as convenient summaries of the major provisions of each hospital-medical benefit plan. Not all the applicable exclusions and limitations of benefit coverage are included in the charts and they may also vary slightly from plan to plan. The charts cannot adequately reflect all of the details of an applicable plan or address the specifics of an eligible Participant's or Beneficiary's situation.

The contents of these comparison charts are not to be construed or accepted as a substitute for the provisions of the applicable Trust Funds benefit plan’s Rules and Regulations (as amended) or each Health Maintenance Organization's (HMO) contract with the Trust Funds.

The information in the charts was current as of the date shown on each chart. This information may be amended, at any time, by official announcements or change notices from the Board of Trustees (mailed to eligible participants).

If you have any questions concerning: (1) the applicability of a benefit plan provision shown in the charts, or (2) your eligibility to participate in the plans, or (3) your benefits in general, please contact the Fund Office. Our staff will be happy to assist you.

Some of the plan documents may be available for online viewing in the PDF file format. Adobe's Acrobat Reader® is required.

If you do not have Adobe’s Acrobat Reader® installed on your computer, click here to go to the Adobe website to download and install the most recent version.

If you would like the document mailed to you:

  1. Select the checkbox next to the document’s name (you can select as many different documents as you like).
  2. Once your selections are made, scroll down this page and comlete your personal information.
  3. When ready to send your request, click the Submit button to automatically send the Email request to our Customer Service section.
Comparisons of Benefit Plan Forms
Effective Date of
Plan Benefits Compared/Changed
In-Mail Request
January 1, 2016
January 1, 2016
January 1, 2014
February 1, 2013
September 1, 2012
September 1, 2012
April 1, 2012
April 1, 2012
September 1, 2011
January 1, 2011
January 1, 2011
January 1, 2010
September 1, 2010
September 1, 2009
September 1, 2009

Personal Information
* Indicates a required field)

Health Plan ID
Address 1*
Address 2
ZIP/Postal Code*
Email Address
Telephone Number
TeleFAX Number


Copyright © 2003, Northern California Cement Masons Funds Administration, Inc.; All Rights Reserved.
(Derechos Reservados Propiedad Literaria, © 2003)